Can an algorithm deny your care?
Who is allowed to use AI to approve or refuse treatment coverage, and what human check is required?
Federal health agencies are expanding AI in Medicare review while AI labs sell prior-authorisation tools to insurers. States are responding with laws requiring a licensed clinician to make every denial, setting up a clash with federal efforts to pre-empt state AI rules.
- HHS publishes department-wide AI strategy built on a 'OneHHS' platform
HHS commits to AI across CMS and other agencies.
- Medicare starts WISeR, an AI-assisted prior-authorisation pilot in six states
Traditional Medicare begins AI-assisted prior authorisation, with vendors paid from savings.
- Anthropic launches Claude for Healthcare with HIPAA-ready tools for providers and payers
Frontier labs package prior-authorisation and claims-appeal tools for payers and providers.
- Rule · SupersededUS-COColorado AI Act (SB 24-205)
Colorado's general AI Act already treats health-care decisions as consequential.
Also on Washington vs the states on AI rules, Who audits the hiring algorithm?
- Washington law says only a licensed clinician can deny prior-authorisation requests
Washington and six other states require a human clinician behind every AI-assisted denial.
- Rule · Partly in forceUS-CACCPA ADMT regulations
California's automated decision-making rules add notice and opt-out duties.
Also on Who audits the hiring algorithm?
- Rule · In forceUSState AI law preemption EO
Federal pressure to pre-empt state AI laws could test these state protections.
Also on Transparency, not licensing
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