Countries / United States (federal) / Colorado

Colorado

Colorado repealed its first-in-the-nation risk-based AI Act (SB 24-205) before it ever applied and replaced it with a narrower automated-decision disclosure law (SB 26-189) effective 1 Jan 2027, whose enforcement is paused by a stipulated federal-court stay (27 Apr 2026) in the suit brought by xAI and joined by the DOJ.

Targeted binding rulesApproach
3Rules tracked
1Binding and in force
1Upcoming deadlines

In force (1)

  • Colorado DOI Reg. 10-1-1
    RegulationColorado Division of InsuranceBinding

    Requires life, private passenger auto and health-benefit-plan insurers that use external consumer data, algorithms or predictive models to maintain documented governance and risk-management frameworks designed to detect and prevent unfair discrimination. Implements SB 21-169; the 2025 amendment extended it beyond life insurers.

    In forceEffective 15 Oct 2025

Adopted, not yet in force (1)

  • SB 26-189 (Colorado ADMT law)
    LawColorado General Assembly / GovernorBinding

    Requires developers of automated decision-making technology that materially influences consequential decisions (education, employment, housing, lending, insurance, health care, government services) to give deployers technical documentation, and deployers to notify consumers at the point of use and explain the tool's role within 30 days of an adverse decision. Consumers can access and correct data and request meaningful human review; both parties keep records for 3 years.

    Enacted, not yet in forceApplies 1 Jan 2027

No longer current (1)

  • Colorado AI Act (SB 24-205)
    LawColorado General Assembly / GovernorBinding

    First US risk-based AI law: required developers and deployers of 'high-risk' AI systems to use reasonable care against algorithmic discrimination, with impact assessments, risk-management programmes, consumer notices and reporting to the Attorney General. Its start date moved from 1 Feb 2026 to 30 Jun 2026 (SB 25B-004) and it was repealed and replaced by SB 26-189 before taking effect.

    SupersededAdopted 17 May 2024

What the rules require

Obligation types found across Colorado's instruments. Filled dot: imposed by a binding instrument. Ring: guidance only.

Risk classificationColorado AI Act (SB 24-205), Colorado DOI Reg. 10-1-1
Transparency to usersColorado AI Act (SB 24-205), SB 26-189 (Colorado ADMT law)
Impact assessmentColorado AI Act (SB 24-205)
Human oversightSB 26-189 (Colorado ADMT law), Colorado DOI Reg. 10-1-1
Incident reportingColorado AI Act (SB 24-205)
Data governanceSB 26-189 (Colorado ADMT law), Colorado DOI Reg. 10-1-1
Bias and non-discriminationColorado AI Act (SB 24-205), Colorado DOI Reg. 10-1-1
Consumer rightsSB 26-189 (Colorado ADMT law)

Timeline