In forceGuidelineNon-bindingTata Kelola Kecerdasan Artifisial Perbankan Indonesia
OJK guidance for commercial banks on developing and deploying AI (including advanced AI systems) responsibly, covering governance structures, risk management and consumer protection.
Why it matters
Sets supervisory expectations for AI use by Indonesian banks.
What it requires
Human oversightData governanceTransparency to usersSecurity testing
SourceOJK: https://ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Pages/Peluncuran-Tata-Kelola-Kecerdasan-Artifisial-Perbankan-Indonesia.aspx
Checked against the source on 4 Oct 2026.
Cite this record
Indonesian Banking Artificial Intelligence Governance. Financial Services Authority (OJK). Status: In force. wheresthe.ai, https://wheresthe.ai/rule/id-ojk-ai-governance-banking-2025/ (verified 4 Oct 2026).
Line of Thought
Developments connected to this rule
What has happened that this rule shapes, or that shapes it. Pick one to keep following the thread.
- DevelopmentEBA, EIOPA and ESMA tell EU finance to manage frontier AI cyber risk31 Jul 2026 · Statement · EU
- DevelopmentBank of England flags AI debt boom, circular financing and AI cyber threat7 Jul 2026 · Report · GB
- DevelopmentBoE, FCA and HM Treasury tell firms frontier AI cyber skills exceed human experts15 May 2026 · Statement · GB
- DevelopmentHalf of Fed survey contacts now name AI as a salient financial-stability risk8 May 2026 · Report · US
- DevelopmentBessent and Powell summon bank CEOs over Anthropic Mythos cyber risk7 Apr 2026 · Statement · US, GB
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Proposed
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In forceEffective 19 Dec 2023